This text includes the following chapters and appendices: Numbers and Arithmetic Operations Elementary Algebra Intermediate Algebra Fundamentals of Geometry Fundamentals of Plane Trigonometry Fundamentals of Calculus Introduction to Probability and Statistics Random Variables Common Probability Distributions and Tests Curve Fitting, Regression, and Correlation Analysis of Variance (ANOVA) Introduction to MATLAB The Gamma and Beta Functions and their Distributions Introduction to Markov Chains The Lambda Index The Black-Scholes Stock Options Model The Alltman Bankuptcy Z-Score Each chapter contains numerous practical applications supplemented with detailed instructions for using MATLAB and Excel to obtain quick answers.