This book includes everything you need to know to make getting a mortgage simple and trouble-free. How large a house will you be able to afford? What is PMI, and why do you have to pay it? How can you be sure you're not being taken advantage of? The "Pocket Mortgage Guide" gives you the authoritative answers you need to simplify the entire mortgage process. This pocket-sized, value-packed guide features: painless techniques for trimming years off the life of your mortgage; strategies for including "fix-up" money in your mortgage; guidelines for getting the best deal when shopping for a refinancing loan; handy tables for looking up what your monthly payment would be at different interest rates; your mortgage is the biggest financial commitment you'll ever make, and it's up to you to understand how it works. Learn the facts you need to know to get the house - and mortgage - at the lowest possible cost, in "The Pocket Mortgage Guide."